Aadhar Housing Finance Ltd announced its unaudited financial results for the quarter and half year ended 30th September, 2025. The Company’s strong first-half momentum reinforces its confidence in achieving the revenue and profit guidance given for this year.
Commenting on the Q2 & H1 FY26 performance, Mr. Rishi Anand, MD & CEO of Aadhar Housing Finance Ltd said: “We concluded the first half of FY26 on a strong note, driven by healthy operational performance and steady demand across the affordable housing finance segment. Our AUM stood at ₹27,554 crore, reflecting a year-on-year growth of 21%. Profit after Tax for H1 FY26 was ₹504 crore, marking a growth of 18% YoY.
The recent GST rationalisation under the ‘GST 2.0’ framework is a timely and welcome reform for the affordable housing ecosystem. It is expected to have a positive cascading impact, making loan ticket sizes more affordable, improving credit demand quality, and furthering financial inclusion. Together with government initiatives such as PMAY-Urban 2.0 and Angikaar 2025, and supported by a stable macroeconomic environment, these reforms are likely to accelerate demand in the EWS and LIG segments. With greater transparency, cost efficiency, and sustained policy focus, we anticipate the sector’s growth momentum to
strengthen meaningfully in the coming quarters.
With a pan-India presence and a customer base of over 3.15+ lakh, Aadhar Housing Finance remains steadfast in its mission to enable home ownership for low-income families. Backed by a strong balance sheet, improved credit profile, and favorable policy tailwinds, we are well-positioned to capture emerging opportunities while continuing to drive inclusive and sustainable growth.