Monday, May 20, 2024

Navi General Insurance launches subscription-based health insurance through monthly EMIs

After the launch of 100% paperless, digital health insurance via the Navi Health mobile app in December 2020, Navi General Insurance has introduced an option for customers to buy health insurance via a monthly subscription (EMI) instead of paying the annual premium upfront.

With no agents and a completely digital and paperless process, customers can buy health insurance via the Navi Health app within 2 minutes, with the policy issued to them instantly on the app. Navi offers health insurance cover ranging from INR 2 Lakh to INR 1 Crore for individuals and families.

Navi offers a very simple claim process, with cashless claims being approved within 20 minutes. The company has an industry-leading Claim Settlement Ratio of 97.3% and a network of 10,000+ cashless hospitals across 400+ locations in India. Customers can download the Navi Health app from Google Play Store at

According to Ramchandra Pandit, MD & CEO, Navi General Insurance “Health insurance coverage in India is extremely low, as many people believe buying health insurance is not just complex and cumbersome, but also unaffordable. With ever-rising medical and healthcare costs, Navi’s subscription-based option for buying health insurance will help to make this important insurance cover more affordable and more accessible to many more customers.”

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