Aviva India announced its financial results for FY25, showcasing steady progress and a sharp focus on sustainable growth. The year wasn’t about chasing scale – it was about building depth. Every decision was rooted in purpose, every outcome aligned to long-term value. Building on the foundation laid in FY24, Aviva strengthened its fundamentals through smarter products, sharper execution, and a deeper emotional connect with customers across India.
While the Gross Written Premium held steady at Rs 1307 crore, Aviva shifted gears from a distribution-led model to a more product-driven and customer-centric approach, anchored in persistency, prevention-led growth, and operational efficiency. This transformation is reflected in improved claim settlement experiences, a reduction in complaints per 10,000 policies, and the growing impact of health and wellness initiatives.
The company recorded a profit of Rs 107.52 crore from Rs 89.66 crore last year, and the solvency ratio improved to 193% – both indicating a healthy, stable financial foundation. Net worth increased by 14%, giving Aviva more room to innovate and invest in the future.
Sharing his thoughts on the financial achievements and business performance in FY25, MD and CEO Asit Rath said, “FY25 has been a year of meaningful progress and clarity of purpose. We’ve sharpened our focus on customer needs, embraced innovation with agility, and delivered consistent value across stakeholders.”
“Our growing share of product portfolio, improved operational ratios, and innovation-led approach position us well for the future. What excites us most is the journey ahead, one where insurance becomes more inclusive, relevant, and accessible for every Indian household. With upcoming launches tailored to specific life stages and health conditions, including low-ticket offerings, we’re reimagining the role of insurance in people’s lives. As part of this vision, our health and wellness initiatives, like the Preventive Wellness Package, are empowering customers to take charge of their well-being, making insurance not just about prevention, but about proactive living,” adds Rath.